How We Do It

 

Step 1: A Unique Wealth Management Solution

We utilize a unique tool to simplify and organize all aspects of your financial life. You'll be able to see a composite view of all your holdings, both personal and business, summarized on a single page.

This information is updated daily and reviewed by our staff to ensure you're "on track" to accomplish your goals. And best of all, you don't have to change a single thing to benefit from this amazing resource. You can continue using your current advisors/vendors and we'll get you organized so you can see how everything works together.

 

Step 2: Coordinating Your Team of Advisors

Most advisors to business owners (CPA, Financial Advisor, Banker, etc) work individually. They may make an occassional phone call to another advisor, but generally they tend to focus exclusively on their area of expertiese. And while this is normal we don't think it produces the maximum value for you.

Imagine how much more valuable your advisors would be if they could collaborate for your benefit securely online, without ever having to leave their offices? You could authorize your advisors to have access to the information they need in order to coordinate their efforts on your behalf.

 

Step 3: Timely Updates

Not only do we organize all your financial information, we update it every day! So instead of having a notebook stuffed with outdated copies of statements from brokers, banks, insurance companies, etc. you have a "living document" that reflects changes in the real world as they happen.

 

Step 4: 24/7 Access, Anywhere in the World

Imagine you're travelling on the other side of the world, as many of our clients do, and you lose your passport or wallet. wouldn't it be nice to have access to copies of everything, credit cards, drivers license, etc. by accessing your account on a secure web link. With the Secure Vault we can scan in copies of all your important documents, papers, even family photos and ensure they'll always be there in the event of a fire, theft, misplacement etc.

 

Step 5: What If?

Powerful analysis engines are included with your data that can help you answer a variety of "what if" questions. For example, suppose you were thinking about selling your business and wanted to know if you could maintain your lifestyle from the proceeds? A few button clicks will provide the answer. And you can generate various scenarios to "stress test" the results. What if tax rates go up? What if your invesment returns are lower than forecast? What if you needed extended nursing home care? What if inflation spikes up? It's all designed to give you the peace-of-mind that previously wasn't possible with all your info spread out.

 

Step 6: Monitor/Report/Rebalance

Our team monitors your data daily. You'll have access to reports that track your progress and enable you to make informed decisions based on your total wealth picture. We'll be notified if any of your holdings become "out of balance" based on your goals and objectives. This "early warning" enables us to keep you on track so you can take advantage of the normal fluctuations of the financial markets. We can even set up reminders for birthday's, anniversary's, insurance policy renewals, drivers license renewals etc. This way you can focus on running your business without worrying about having forgotten an important date.

Please note, changes in tax laws may occur at any time and could have a substantial impact upon each person's situation. We we are familiar with the tax law provisions of the issues presented herein, as Financial Advisors of RJFS we are not qualified to render advice on tax or legal matters.